A NOW account earns interest on its average daily balance while giving the depositor the ability to write checks on the account. This interest bearing checking account gives you all the access of a regular checking account plus interest. Corporations and partnerships are prohibited by law from opening a NOW account.


NOW Account

  • A minimum deposit of $1000.00 is required to open a NOW account.
  • No monthly charge is applied if the daily account balance exceeds $1000.00 throughout the month. A monthly service charge of $5.00 is applied if the daily account balance falls below $1000.00.
  • Interest earned is credited and compounded to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest. The interest rate and Annual Percentage Yield may change. At our discretion, we may change the interest rate on your account monthly. You may call the bank anytime to learn the current interest rate the account is earning.

For current interest rates, contact the bank.

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